£0.00 transfer fee

Send Pounds to Nigeria, in Minutes

Send money from the UK straight to Nigerian bank accounts. No hidden steps — just a clear exchange rate before you confirm.

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The GiffyPay home screen showing the balance, quick actions, recent recipients and recent transactions

Regulatory application in progress

We are not yet FCA-authorised. See the footer for details.

Bank-Level Security

Transaction PIN, email 2-step verification and optional Face ID.

Fast Delivery

Usually arrives within minutes.

Live exchange rate

Know exactly what they’ll receive — before you send

We show you the full breakdown before you confirm. No surprises on the day.

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1GBP = 1820.00 NGN
GBP

0.00 NGN
Exchange Rate
1 GBP = 1820.00 NGN
Transfer fee
£0.00
We’ll charge you
£0.00
Estimated arrival
Usually arrives within minutes
Send now

Rates include our margin over the mid-market rate. Amounts are indicative until you confirm in the app.

How It Works

Send money in 3 simple steps

No complicated forms. Every amount is shown before you confirm.

Create Account

Create your account by entering your details, confirming the code we email you and completing identity verification.

Add Recipient

Enter their Nigerian bank details, then check the recipient’s details on screen.

Review & Send

Check the rate and what they’ll receive, confirm with your PIN and keep your receipt. It usually arrives within minutes.

Three friends looking at their phones together and smiling
How It Works

Easy, Smart and Fast Payment

Every step in the app, from amount to receipt.

Send Money Across Africa

Your recipient gets funds quickly — with exchange rates shown upfront so you always know what they’ll receive.

Every Detail on Your Receipt

See the rate, the fee, the amount received and when it usually arrives, all in one place.

GiffyPay transfer receipt with amount sent, rate, fee and delivery estimate
GiffyPay transaction history
Made For You

Track and manage every transfer

Stay in control with your full transaction history and a statement for every transfer — all in one place.

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GiffyPay transaction history grouped by day

Why GiffyPay

One route, done properly: the UK to Nigeria.

Clear by default

The rate, the fee and the amount your recipient gets are on screen before you confirm. Nothing is added afterwards.

Secure by design

A transaction PIN, email 2-step verification and optional Face ID protect every transfer.

Honest about where we are

We are not yet FCA-authorised and our application is in progress. We will say so until that changes.

FAQ

Frequently asked questions

Where can I send money?

GiffyPay currently sends pounds from the UK to bank accounts in Nigeria. We only list what works today.

How much does it cost?

The transfer fee is currently £0.00. Our exchange rate includes a margin over the mid-market rate, and the rate and exact amount your recipient gets are shown before you confirm.

How fast is delivery?

Transfers usually arrive within minutes once your recipient’s details are confirmed. Timings are estimates and aren’t guaranteed.

Is my money safe?

Every transfer is protected by a transaction PIN, and you can add email 2-step verification and Face ID. GiffyPay is a technology company, not a bank, and is not yet authorised or regulated by the FCA. Our application is in progress.

What payment methods do you accept?

You can pay with a UK debit card or a linked UK bank account.

Start Sending Money the Smart Way

£0.00 transfer fee. Usually arrives within minutes. Rate shown upfront.

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