Create Account
Create your account by entering your details, confirming the code we email you and completing identity verification.
Send money from the UK straight to Nigerian bank accounts. No hidden steps — just a clear exchange rate before you confirm.
We are not yet FCA-authorised. See the footer for details.
Transaction PIN, email 2-step verification and optional Face ID.
Usually arrives within minutes.
We show you the full breakdown before you confirm. No surprises on the day.
No complicated forms. Every amount is shown before you confirm.
Create your account by entering your details, confirming the code we email you and completing identity verification.
Enter their Nigerian bank details, then check the recipient’s details on screen.
Check the rate and what they’ll receive, confirm with your PIN and keep your receipt. It usually arrives within minutes.
Every step in the app, from amount to receipt.
Your recipient gets funds quickly — with exchange rates shown upfront so you always know what they’ll receive.
See the rate, the fee, the amount received and when it usually arrives, all in one place.


Stay in control with your full transaction history and a statement for every transfer — all in one place.
One route, done properly: the UK to Nigeria.
The rate, the fee and the amount your recipient gets are on screen before you confirm. Nothing is added afterwards.
A transaction PIN, email 2-step verification and optional Face ID protect every transfer.
We are not yet FCA-authorised and our application is in progress. We will say so until that changes.
GiffyPay currently sends pounds from the UK to bank accounts in Nigeria. We only list what works today.
The transfer fee is currently £0.00. Our exchange rate includes a margin over the mid-market rate, and the rate and exact amount your recipient gets are shown before you confirm.
Transfers usually arrive within minutes once your recipient’s details are confirmed. Timings are estimates and aren’t guaranteed.
Every transfer is protected by a transaction PIN, and you can add email 2-step verification and Face ID. GiffyPay is a technology company, not a bank, and is not yet authorised or regulated by the FCA. Our application is in progress.
You can pay with a UK debit card or a linked UK bank account.
£0.00 transfer fee. Usually arrives within minutes. Rate shown upfront.